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Spanish property for sale in Spain |Properties for sale in the Costa Calida
| Murcia

Golf Property and commercial properties in the Costa Calida, Murcia , Mar Menor, Spain.
find and search for any property you require.
      
   
We Have
Spanish Fincas,
commercial Properties, Villas, Land, Hotels, Bars, Restaurants, and Golf Course
Properties, and Country Club Property
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We offer for sale in the Costa Calida, Mar
Menor, area of Los Alcazares, La Manga, La Manga club, Cabo de Palos, Lo
Pagan, San Pedro, Santiago de Ribera, Torre Pacheco, for property
information on other towns not listed also available travel to southern
Spain villas Murcia, We also assist home finance home insurance car
insurance maintenance accommodation conveyancing buying Spanish property
real estate private Spanish properties sale golf property for sale
Estate Agent Country club golf clubs
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British Estate Agents
in Los Alcazares Mar Menor.
We operate on a one to one
basis with our clients and offer a very personal service.
We all have first hand knowledge of the area All our staff and our self's live
and work in the Mar Menor - Costa Calida - Murcia
With our office in Los
Alcazares & Calasparra, Murcia, La
Manga,
and are very happy to discuss your personal requirements with you.
We founded the company in 1986 and moved to Spain in 2002
We set-up our company to assist U.K. and European people who are considering the purchase of property in Spain, to remove any stress and strain involved and to assist you
wherever possible.
We work with a number off Spanish Estate Agents to find the right Property or Properties for your requirements.
We deal with everyone on a personal and one to one basis therefore you need never be worried or concerned.
Our group of colleagues, who speak English, and of course Spanish are always on hand.
On your initial visit we will arrange suitable accommodation for the duration of your stay, show you properties within your price frame (this we
must be advised of in advance to help us create an itinerary structured to your individual requirements) in a variety of locations i.e. near the beach, a golf course or in the mountains.
Should you wish we can introduce you to a British bank manager
with the Royal Bank of Scotland working in the Santander Central Hispano Bank in
La Manga who will assist you with all your financial requirements.
Also there are many English
speaking lawyer who will allay any legal worries involved both commercially and personally.
If you wish to rent your property we can arrange
for some one to assist you with and arrange everything for you, from collecting rent and paying bills to cleaning and gardening.
Should you wish any works carried out we can also organise this either with you or on your behalf.
We would quite literally be the only stop you need make and can trust
with this very important venture.
Give your self a chance to find some sun
Independent Traveller -
Refund of your expenses up to £3,000
You may wish to make your own
arrangments without the strain of an Inspection trip.
We will show you the properties and if
you decide to buy through Hartland Property Consultants. we will refund your
expenses,
Three reasons to buy
property in Spain
1. Healthcare
– Spain has been listed in the top 10 best rated healthcare systems in the
World. Meaning you will receive better attention and care than offered in the U.
K.
Not only that but areas
such as the Costa Calida & Murcia region are renowned to offer a better all
round lifestyle for those with ailments such as asthma, breathing difficulties
or skin complaints such as eczema – with life expectancy in Spain a lot higher
than that in the U. K. mainly due to lifestyle, climate & diet
2. The Cost of living
in Spain is so much lower than that of
the U. K. Typically property is cheaper, local rates & taxes are cheaper, and of
course the general lifestyle purchases( such as food, drinks, shopping etc is
also a lot lower)
General example of family
of four living in rural Murcia
• Council tax equivalent
per year €85.00
• Water rates (per year) €180.00
• Electricity (per year) €850.00
3.
Climate – it is well known than Spain is the hottest country in
Europe – and there is nothing better than waking up every morning to bright
sunshine and cloudless skies instead of cold, wet grey mornings!
Buying property in Spain
Contracts
Preliminary
Contract - In same cases, the property can sell very quickly, perhaps because is
especially attractive, or it is extremely well priced. As a result of this, it
is very often that you will be asked to sign some a document to confirm your
interest. There are various types of preliminary documents- these include:
Offer to Buy
- A formal written offer from the potential buyer to the potential seller. It
will state that the potential buyer wish to buy the stated property for a stated
price and that he will complete the transaction within a stated period. The
offer will normally be accompanied by the payment of a deposit to the estate
agent or seller.
Reservation
Contract - A written document in which the seller offers to take a stated
property off the market for a fixed period and to sell it at a stated price to a
stated person at any time within a stated period. The seller will usually
require that the potential buyer pay him a deposit. Once he has received this
deposit the seller must reserve the property for the buyer until the end of the
period specified in the contract. If the potential buyer does not go ahead, they
can lose the deposit. If the seller refuses to go ahead the buyer is entitled to
claim compensation.
Full
Contract - A full binding commitment to buy the property. It is the most common
type of document and it is called “Contrato privado de compraventa”. It is an
agreement that commits both parties. The seller must sell a stated property at a
stated price to a stated person on the terms set out in the contract. The buyer
must buy. Remember that under Spanish law by signing and completing this
contract you become, in some senses, the owner of the property, though you will
need to sign a deed of sale (escritura) and register your ownership to be safe
as far as third parties are concerned.
Common terms
Escritura
- The title document proving who the owner of the property is and containing a
detailed description of the property itself. It is, under Spanish law, necessary
for the Escritura to be signed before a Spanish Notary Public.
Notary - The
Notary is a public official who put on the public record the fact that the title
deed recording the sale/purchase has been signed in his presence and understood
by the parties concerned. The function of the Notary is not to advise or to
protect either your interests or the interests of the person selling the house.
When the Escritura is signed in front of the Notary the purchase price must be,
in his presence, handed over to the person selling the property or the seller
must confirms that the money has already been handed over. Proof of such payment
must be then incorporated into the title deeds of the property.
Buying property in Spain
Fees and
Taxes - In Spain when a property transaction takes place, as in any other
country taxes and fees have to be paid at completion. Failure to do so means
that registration of the Escritura at the Property Registration cannot take
place. The fees & taxes you should expect to pay are as follows:
Notary's
fees - The Notary's fees for the execution of the Escritura are fixed by a
sliding scale established by law.
Land
Registry's fees - For the registration of the Escritura at the Land Registry,
again a sliding scale is applicable dependant on the purchase price. In
accordance with Spanish law the Land Registry’s fees must be paid by the seller.
Commissions
- The seller will have an agreement with an agent or agents to pay them a
commission upon completion of a sale to a client that agent has introduced, the
commission the vendor has to pay will always be reflected in the final
negotiated purchase price.
Transfer Tax
or VAT - If the seller is a private individual and not a property developer, the
sale is subject to a transfer tax (“Impuesto sobre Transmisiones Patrimoniales”
– ITP) at the rate of 7% (“Comunidad Autonoma de Murcia” and “Comunidad
Valenciana”) levied on the purchase price as declared in the Escritura (Article
11.1.a) LITP-AJD). If the seller is a company or developer, the sale is subject
to a VAT (“Impuesto sobre Valor Añadido” - IVA) at the rate of 7% (Article
91.1.7º LIVA) will be levied on the purchase price plus a stamp tax at the rate
of 0,5 or 1% (Article 31.2 LITP-AJD)
Plusvalia
Tax (Impuesto sobre el Incremento Del Valor de los Terrenos de Naturaleza
Urbana) - This is a municipal tax on the increase in urban land value; The
Plusvalia is based on the assessed increase in the official value of the
property from the date of the previous sale to the date of the current sale. The
amount payable varies widely since it is based upon the assessed increase in the
land's value and the lapse of time since the prior transaction. The amount
payable also depends on the location of the property and the applicable scale.
In accordance with Spanish law the Plusvalia Tax must be paid by the seller.
Capital
Gains Tax - This must not be confused with the above-mentioned Plusvalia Tax, as
it is not based on the official value of the property like the Plusvalia Tax,
but on the real value. The Capital Gains Tax is based on the increase in the
purchase price and the sales price.
There
are many obligations to fulfill throughout your purchase in Spain and we would
always recommend that you appoint a Spanish lawyer to represent you throughout
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Are Official Estate Agents
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Hartland Property Consultants S.L
Call for an appointment to your nearest office Los Alcazares - La Manga -
Murcia - Costa Blanca -Spain
Day time Office:-Spain Phone (0034) 968 13 47 84
Out with Office:- Hours Phone (0034) 609 39 04 75 (English)
All Day Office:- UK:-Phone (0044) 013 13 39 59 26 (Calls are Transferred to
Spain free of charge)
buy Spanish Properties in Murcia Spain.
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